"I’m happy I can moderate the peaks"

Dimitri Romijn

Chief Financial Officer - Swets Group bv.

One of the challenges our company faced was dealing with our monthly financial peak time: pay day – when all the salaries needed to be paid out. Even when we were waiting for our customers to pay us, we still wanted to pay out staff salaries on time. Togather has now met this need.

What the banks don’t do, Togather does. They have a unique product that is perfect for every SME entrepreneur. This product is suitable for companies that have financial peaks, a liquidity requirement and that want to free up some cash to be able to do new business. These are all things that SME entrepreneurs need. Entrepreneurs don’t like to be dependent on others. Thanks to Togather you won’t need to hold on to reserve funds to cover your peak times. You will be able to use your reserves to go out there and do new business.

Togather’s clear-cut way of doing business will have a positive influence on your customers’ payment behaviour – how and when they pay you. From a commercial point of view, for me as a CFO, this made it very interesting. What the banks can’t deliver, Togather can promise: We will make sure that you don’t have a problem on the 10th of the month. If the banks close their doors on you, you can always turn to Togather. The core of the matter is that you always get flexible credit.

A big advantage is that you don’t have to take out separate insurance for this. That saves you a lot of money on a yearly basis. Through this, Togather delivers a good, stable product for the market we work in.

Thanks to the solultions that Togather offers, we no longer have to rely on our customers’ payment behaviour and we can continue expanding our business with no financial worries. 

  • Immediate working capital
  • No credit risk
  • Maintain customer relationship