• Togather provides extra working capital super fast
  • Togather offers protection on credit risks and liquidity
  • Non-disclosed
  • Access to our free credit management platform
  • Safely doing business internationally
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Factoring is an alternative form of funding, where invoices are being paid almost immediately. You’ll have more working capital readily available and often debtor management is outsourced. Outstanding invoices of clients are sold to a factor. They pay the invoice immediately, which improves the company’s liquidity. This gives companies access to financial resources without having to wait for their customers to pay them.

Togather Factoring

Every entrepreneur likes to stay in control of their liquidity to avoid financial risks. Unlike traditional factoring, there is virtually no risk of non-payment and you won’t have any administrative fuss. And while you maintain customer relationships, we will be quietly in the background, guarding your liquidity.

Togather offers an alternative form of factoring, that makes your liquidity grow right along with your revenue. Unlike banks, we make sure that you can make it through those peak periods when you need your money most. With Togather factoring 2.0, you no longer have to wait for your money, there is no credit risk and your debtor management is well facilitated.

Togather Factoring 2.0

We like to think of it as the egg of Columbus, but we call it Factoring 2.0. With it, we cover financial risks for 100% so that you can focus on your ambitions and grow.


- designed by people who understand the challenges of running an SME

- We buy your invoices and pay within 2 days

- We will help you guard your liquidity

This is only one of the ten benefits our new way of factoring offers. Would you like to calculate what it can bring you? Calculate how much money you’ll receive.

Togather versus existing factoring solutions

togather ;

Customer Experience

Will not be disclosed to the customer on the invoices

Credit Risk

Togather takes over the risk of client non payment

Credit Management

Free credit management workflow platform.
You maintain the customer relationships

International Transfers


* sometimes possible for a limited number of countries


Customer Experience

The factor’s bank account number is shown on the invoice

Credit Risk

At your own risk or insured (via factor), coverage 80-90%

Credit Management

Do it yourself or outsource in the name of factor

International Transfers


American Style

Customer Experience

You disclose the name of the factor on your invoice

Credit Risk

Factor (partly)
takes over the risk of bankruptcy

Credit Management

In the name of factor

International Transfers


Peter van der Wilk

Working capital to achieve growth ambitions

Peter van der Wilk Owner - Westland Accountancy

Immediate working capital available to help grow your company