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  • Togather provides extra working capital super fast
  • Togather offers protection on credit risks and liquidity
  • Non-disclosed
  • Access to our free credit management platform
  • Safely doing business internationally
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What is factoring?

Factoring is a form of working capital financing, enabling you to be paid for your invoices immediately. The Togather solution is flexible, providing you with liquidity as your revenues grow (subject to credit assessment). This is in contrast to a (bank)loan or credit facility that do not typically offer the option of funding peak volumes.  Your credit risk is mitigated, and that your debtor management is supported by an effective platform and your personal contact with your customers. There are different types of invoice financing, which we will explain in more depth below, and in particular that Togather is a very competitive solution to provide you with working capital;

What is Factoring 2.0?

We use a new method of factoring, which we call Factoring 2.0! Unlike traditional factoring, with this new form you stay in control of the relationship with your customers. This means that you can finally say goodbye to the commercial pressure that goes hand in hand with chasing overdue payments. From now on, it’s possible to maintain and improve the relationship with your client. Every entrepreneur likes to stay in control of their liquidity to avoid financial risks. We will take out insurance on your clients and purchase your receivables today and you enjoy the cash flow certainty this brings. With Togather factoring 2.0 it also becomes possible to do business internationally. We are the only factoring company that also buys outstanding invoices of international clients, which will help you to safely do business abroad too.    

We are entrepreneurs ourselves and understand this like no other. From entrepreneurs to entrepreneurs!

Togather versus existing factoring solutions

togather ;

Customer experience

Your client pays you

Credit risk

Togather takes over the risk of client non payment

Credit management

Free credit management workflow platform.
You maintain the customer relationships

International transactions

right

* sometimes possible for a limited number of countries

Traditional

Customer experience

Your client must make payments through factor

Credit risk

At your own risk or insured (via factor), coverage 80-90%

Credit management

Do it yourself or outsource it in the name of factor

International transactions

wrong-star

American Style

Customer experience

Your client must make payments through factor

Credit risk

Factor (partly)
takes over the risk of bankruptcy

Credit management

In the name of factor

International transactions

wrong

testimonial-new

I’m relieved that I can finally make it through those peak periods.

Dimitri Romijn CFO - Swets Group BV

Immediate working capital available to help grow your company