What if:

A calculation example


Average payment term

Debtor balance outstanding invoices

€ 5.000.000

30 days

€ 400.000

You will receive from Togather

Debit balance

5% deposit (preliminary)

Money transferred to your account

€ 400.000

€ 20.000

€ 380.000

Let’s say your clients pay within 30 days.

Then you will receive another 3,5% (Indicative, ask for a quote)

€ 14.000

How do cash flows work on a day to day basis?

After the invoices have been sent out, we immediately pay you 95% of the total amount. Once the payment for the invoice has been received, you will receive a further payment from us. This further payment will be a % of the invoice, and it depends on how quickly the invoice was paid.

What do I get:

– Immediate payment of your invoice, even if your client is subsequently declared bankrupt.
– If necessary, we will send reminders on your behalf.
– You stay in close contact with the client should there be any dispute.
– We take over the risk of payment default

“I’m relieved that I can finally make it through those peak periods.“

Dimitri Romijn
CFO- Swets Group BV

Immediate working capital available to help grow your company