What if:

A calculation example

Revenue 24.000.000
Average payment term 30 days
Balance outstanding invoices 2.000.000

You will receive from Togather

Balance outstanding invoices 2.000.000
5% deposit (preliminary) 100.000
Money transferred to your account 1.900.000

Let’s say your clients pay within 30 days

Then you will receive another 3,5% (Indicative, ask for a quote) 70.000

How do cash flows work on a day to day basis

Once you receive money from your client, you will transfer this to our account and provide us with the new invoices. We then clear the credited amount before the remaining amount is transferred to you. This is easier for you administratively. In the system, that does all the management for you, you can see exactly how much you will receive and how much is cleared.Each week, on your allocated settlement dates, we buy the new invoices that you have made available to us, and transfer to you usually same day the purchase price for these invoices after deducting any collections received from your clients from invoices we have previously financed for you. We notify you by email on the day of your position.

What do I get:

- Immediate payment of your invoice; assurance of payment, even if your client is subsequently declared insolvent.
- If necessary we will send reminders on your behalf.
- You stay in close contact with the client should there be any dispute.
- We take over the risk of non-payment, except when due to a commercial dispute.

A personalized quote? Request here


I’m relieved that I can finally make it through those peak periods.

Dimitri Romijn CFO - Swets Group BV

Immediate working capital available to help grow your company